93 Bay Street, Hull, MA 02045

Owner Information
Owner 1
Joan Stack Kovach
Owner 2
Joan Stack Kovach Rev Trust
Owner's Address
93 Bay St Hull, MA 02045-0000
Market Sale Information
Most recent sale date
9/9/2022
Previous sale date
10/29/2021
Transfer document #
57219-244
Previous transfer document
55932-85
Grantor
Joan Stack Kovach
Previous grantor
Elizabeth K Lilly
Most recent sale price
$100.00
Previous sale price
$630,000.00
Site Information
Property ID
35-024
Lot Size
0.11
Use Code
101 - Residential, single family
Zoning
SFA
Building Style
Colonial
Number of Rooms
6
Stories
Number of Beds
2
Year Built
1910
Number of full baths
1
Condition
Good-Vg
Number of half baths
0
Finished Area
1240
Number of Kitchen
Gross Living Area
Number of Fireplaces
Bsmnt floot
Number of parking
0
Interior walls
Drywall
Floor type
Softwood
Solar Hot Water
No
Roof Structure
Hip
Heating type
Forced H/W
Roof Cover
Asphalt Sh
Heating fuel
Gas
Frame type
Wood
Air Condition (%)
Sidings
Vinyl
Assessment Information
Fiscal Year
2024
Land Value
$223,900.00
Total value
$449,200.00
Building value
$225,300.00
Estimated tax
$5,466.00
Yard improvement value
$0.00
Certified Mass Appraisal
19941995199619971998199920002001200220032004200520062007200820092010201120122013201420152016201720182019202020212022$0$50,000$100,000$150,000$200,000$250,000$300,000$350,000$400,000$450,000$500,000Total Assessment ($)ImprovementsLandBuildingTotal Assessment
Comparable Properties
Subject Property9-A Roosevelt Avenue69 Nantasket Road16 Massasoit Avenue16 Manomet Avenue6 Warfield Avenue6 Sagamore Terrace93 Bay Street14 Fairmount Way7 Old Colony Road76 Wyola Road$0$100,000$200,000$300,000$400,000$500,000$600,000$700,000$800,000Total Assessment ($)Total Assessment
Address 93 Bay Street A) 9-A Roosevelt AvenueB) 14 Fairmount WayC) 6 Sagamore TerraceD) 7 Old Colony RoadE) 69 Nantasket RoadF) 16 Manomet AvenueG) 16 Massasoit AvenueH) 76 Wyola RoadI) 6 Warfield Avenue
Photo
Plan
Map
Proximity 0.10.10.10.20.50.50.60.80.9
Last Sold 12/2/20241/24/202512/31/20244/28/20253/14/20253/19/20254/22/202512/18/20241/10/2025
Price $399,899$740,000$480,000$785,000$505,000$640,000$525,000$865,000$577,500
Net Living Area 1,1521,5451,3581,1961,3501,3201,3441,2771,484
Stories
Sale Price/sft $0.08$347.13$478.96$353.46$656.35$374.07$484.85$390.63$677.37$389.15
Style ColonialRanchCol/Old StylCol/Old StylCol/Old StylColonialColonialCapeColonialBungalow
Age 1910199919061900190019351920195019301910
Rooms 65667747108
Bedrooms 2233442343
Full baths 1211112221
Half baths 0001110000
Gross Living Area
Heating Fuel GasGasGasGasGasGasGasGasGasGas
Detached Garage
Lot Size 0.110.040.060.140.080.10.040.10.370.21
Roof Cover Asphalt ShAsphalt ShAsphalt ShAsphalt ShAsphalt ShAsphalt ShAsphalt ShAsphalt ShAsphalt ShAsphalt Sh
AEM Value - Building $225,300.00$208,800$296,600$219,800$338,000$214,800$223,900$216,400$312,700$167,700
AEM Value - Land $223,900.00$144,800$156,900$226,700$190,800$172,400$209,000$189,000$360,100$270,700
AEM Value - Other $0.00$0$0$300$0$0$0$2,500$900$400
AEM Value - Total $449,200.00$353,600$453,500$446,800$528,800$387,200$432,900$407,900$673,700$438,800
# Address Last Sold Sale Price Dist(m) Style LA (sq ft) Lot(ac) BR F-HB
@ 93 Bay Street 9/9/2022 $100 0 Colonial 1,240 0.11 2 1-0 -
  Criteria
A 9-A Roosevelt Avenue 12/2/2024 $399,899 0.1 Ranch 1,152 0.04 2 2-0
B 14 Fairmount Way 1/24/2025 $740,000 0.1 Col/Old Styl 1,545 0.06 3 1-0
C 6 Sagamore Terrace 12/31/2024 $480,000 0.1 Col/Old Styl 1,358 0.14 3 1-1
D 7 Old Colony Road 4/28/2025 $785,000 0.2 Col/Old Styl 1,196 0.08 4 1-1
E 69 Nantasket Road 3/14/2025 $505,000 0.5 Colonial 1,350 0.1 4 1-1
F 16 Manomet Avenue 3/19/2025 $640,000 0.5 Colonial 1,320 0.04 2 2-0
G 16 Massasoit Avenue 4/22/2025 $525,000 0.6 Cape 1,344 0.1 3 2-0
H 76 Wyola Road 12/18/2024 $865,000 0.8 Colonial 1,277 0.37 4 2-0
I 6 Warfield Avenue 1/10/2025 $577,500 0.9 Bungalow 1,484 0.21 3 1-0
Averages 100 days $613,044 0.41 --- 1,336 0.13 --- ---  

Estimation of Market Value - $584,994

As of today, 05/21/2025, the estimated market value of 93 Bay Street, Hull considering the above 9 comparable properties is $584,994.

 

In estimating the current market value, RealtyInSite follows the sales comparison (market) approach which is an approach based on the principles of supply and demand (principle of change) and the principle of substitution. The principle of substitution assumes that a prudent person will pay no more for a property than it would cost to purchase a comparable substitute property.

 

Comparable sales data are applied to arrive at an estimate of value. By default, comparable properties are those properties located within 1 mile of the subject property that have sold within the last 6 months and have a similar size of living area. The table shown above lists the comparable properties that were considered. Note that which properties are considered comparables can be adjusted by varying the selection criteria or deleting non-representative properties.

Neighboring Properties
Subject Property0 Sagamore Terrace-Lot 1350 Bay Street-Lot 10113 Marginal Road97 Bay Street91 Bay Street83 Bay Street9 Sagamore Terrace15 Marginal Road85 Bay Street117 Bay Street10 Sagamore Terrace81 Bay Street95 Bay Street3 Marginal Road119 Bay Street93 Bay Street118 Bay Street87-A Bay Street115 Bay Street27 Merrill Road17 Marginal Road99 Bay Street103 Bay Street89 Bay Street120 Bay Street87 Bay Street11 Marginal Road$0$100,000$200,000$300,000$400,000$500,000$600,000$700,000$800,000$900,000Total Assessment ($)Total Assessment
# Address Last Sold Sale Price Dist(m) Style LA (sq ft) Lot(ac) BR F-HB
@ 93 Bay Street 9/9/2022 $100 0 Colonial 1,240 0.11 2 1-0 -
  Criteria
A 91 Bay Street 1/1/1900 $0 0.0 Bungalow 432 0.12 2 0-1
B 95 Bay Street 7/7/1988 $30,000 0.0 Colonial 1,200 0.12 2 1-0
C 89 Bay Street 7/23/1998 $80,000 0.0 Cape 1,862 0.12 3 2-0
D 97 Bay Street 12/23/2019 $251,000 0.0 Bungalow 496 0.11 1 1-0
E 92 Bay Street 1/1/1900 $0 0.0 Col/Old Styl 1,248 0.1 3 1-1
F 90 Bay Street 1/17/2025 $739,000 0.0 Col/Old Styl 1,780 0.06 3 1-1
G 87-A Bay Street 1/14/2003 $1 0.0 Col/Old Styl 1,380 0.12 3 1-1
H 98 Bay Street 4/7/2014 $10 0.0 Multi-Conv 3,318 0.21 5 2-0
I 99 Bay Street 1/13/2017 $145,000 0.0 Colonial 1,262 0.12 3 1-1
J 3 Merrill Road 3/27/2020 $355,000 0.0 Colonial 1,050 0.05 3 1-1
K 5 Merrill Road 12/22/2016 $1 0.0 Cape 1,770 0.09 2 1-1
L 87 Bay Street 6/28/2023 $1,135,000 0.0 Colonial 2,257 0.12 3 1-2
M 7 Merrill Road 1/1/1900 $0 0.0 Colonial 1,456 0.09 4 1-0
N 104 Bay Street 8/27/2010 $229,000 0.0 Col/Old Styl 1,625 0.09 3 0-0
O 23 Fairmount Way 11/1/2024 $800,000 0.0 Colonial 1,425 0.2 3 2-0
P 85 Bay Street 2/5/2021 $1 0.0 Col/Old Styl 1,002 0.12 2 2-0
Q 84 Bay Street 4/24/2012 $315,000 0.0 Ranch 1,314 0.07 2 2-0
R 103 Bay Street 8/17/2011 $1 0.1 Contemp`Ry 960 0.36 2 2-0
S 11 Merrill Road 8/31/2016 $550,000 0.1 Colonial 2,300 0.19 3 1-2
T 6 Merrill Road 9/10/2010 $225,000 0.1 Bungalow 920 0.23 3 1-0
U 83 Bay Street 10/3/2012 $1 0.1 Col/Old Styl 819 0.09 3 0-1
V 82 Bay Street 4/18/2002 $363,000 0.1 Colonial 1,546 0.1 3 2-0
W 106 Bay Street 1/4/2022 $605,000 0.1 Colonial 3,171 0.05 5 3-1
X 30 Fairmount Way 11/30/2021 $705,000 0.1 Colonial 1,560 0.08 4 1-0
Y 8 Merrill Road 8/24/2021 $650,000 0.1 Cape 1,964 0.12 3 1-1
Z 28 Fairmount Way 6/24/2022 $100 0.1 Col/Old Styl 1,549 0.08 4 2-0
- 26 Fairmount Way 1/21/2022 $500,000 0.1 Bungalow 1,588 0.08 4 2-0
- 81 Bay Street 7/10/2006 $408,000 0.1 Col/Old Styl 1,146 0.09 4 1-1
- 108 Bay Street 12/3/2012 $1 0.1 Col/Old Styl 1,180 0.05 3 1-0
- 10 Merrill Road 7/20/2020 $100 0.1 Colonial 1,144 0.12 3 1-0
- 24 Fairmount Way 2/8/2022 $100 0.1 Colonial 1,248 0.08 3 1-0
- 80 Bay Street 8/1/1994 $0 0.1 Bungalow 1,534 0.11 3 2-0
- 14 Merrill Road 3/25/2019 $1 0.1 Bungalow 512 0.07 2 0-0
- 3 Marginal Road 12/24/1998 $1 0.1 Colonial 1,566 0.12 3 1-0
- 7-A Roosevelt Avenue 7/15/2019 $315,000 0.1 Bungalow 696 0.07 2 1-0
- 105 Bay Street 8/15/2013 $475,000 0.1 Contemp`Ry 1,642 0.18 2 1-2
- 5 Roosevelt Avenue 12/10/2021 $555,000 0.1 Col/Old Styl 884 0.09 2 1-1
- 22 Fairmount Way 7/30/1993 $102,500 0.1 Colonial 1,593 0.17 4 1-0
- 3 Roosevelt Avenue 2/12/2016 $165,000 0.1 Bungalow 704 0.07 2 1-0
- 11 Island View Road 1/1/1900 $0 0.1 Col/Old Styl 2,326 0.09 3 1-0
- 1 Roosevelt Avenue 6/28/2024 $850,000 0.1 Colonial 1,368 0.06 3 1-0
- 9 Island View Road 12/21/2022 $509,000 0.1 Col/Old Styl 1,310 0.09 3 1-1
- 15 Island View Road 11/23/2011 $150,000 0.1 Bungalow 801 0.09 1 1-0
- 9 Roosevelt Avenue 4/29/1997 $35,000 0.1 Col/Old Styl 1,240 0.12 3 2-0
- 11-A Roosevelt Avenue 10/19/2021 $1 0.1 0.05 0 0-0
- 7 Island View Road 8/23/2017 $1 0.1 Col/Old Styl 820 0.09 3 1-0
- 7 Roosevelt Avenue 12/29/1999 $1 0.1 Bungalow 844 0.04 2 1-0
- 11 Marginal Road 9/29/2021 $895,000 0.1 Colonial 1,541 0.12 3 2-0
- 5 Island View Road 7/12/2021 $611,000 0.1 Gambrel 1,123 0.09 3 1-0
- 15 Fairmount Way 2/7/2006 $1 0.1 Split Ent 2,420 0.18 5 2-0
- 109 Bay Street 3/22/2021 $10 0.1 Bungalow 771 0.03 2 1-0
- 8 Marginal Road 6/13/2017 $100 0.1 Col/Old Styl 1,809 0.13 2 1-0
- 9-A Roosevelt Avenue 12/2/2024 $399,899 0.1 Ranch 1,152 0.04 2 2-0
- 19 Island View Road 12/15/2004 $1 0.1 Bungalow 1,176 0.04 1 0-0
- 16 Merrill Road 12/18/2014 $1 0.1 Multi-Conv 3,031 0.11 5 1-1
- 11 Roosevelt Avenue 10/19/2021 $1 0.1 Bungalow 939 0.08 2 1-0
- 3 Island View Road-Lot 42 11/16/2005 $0 0.1 0.18 0 0-0
- 3 Island View Road Unit 1 11/16/2005 $230,000 0.1 Condo-Grdn 744 0 1 1-0
- 3 Island View Road Unit 2 8/19/2016 $280,000 0.1 Condo-Grdn 831 0 1 1-0
- 3 Island View Road Unit 3 7/28/2020 $100 0.1 Condo-Grdn 1,046 0 1 1-0
- 73 Bay Street 11/19/1991 $0 0.1 Col/Old Styl 2,072 0.12 4 2-0
- 15 Roosevelt Avenue 5/5/2020 $392,000 0.1 Colonial 1,206 0.05 3 1-1
- 70 Bay Street 7/11/2012 $1 0.1 Multi-Tnhs 2,326 0.15 5 2-0
- 6 Roosevelt Avenue 12/26/2016 $350,000 0.1 Bungalow 868 0.08 2 1-0
- 16 Fairmount Way 10/10/2012 $262,000 0.1 Col/Old Styl 1,176 0.09 2 1-0
- 17 Roosevelt Avenue 4/25/2018 $1 0.1 Colonial 1,248 0.06 2 2-0
- 10 Marginal Road 2/13/2013 $1 0.1 Cape 1,512 0.07 3 1-0
- 10 Island View Road 12/14/2018 $1 0.1 Bungalow 2,146 0.15 3 1-0
- 111 Bay Street 6/30/2020 $445,000 0.1 Bungalow 1,425 0.05 2 1-0
- 0 Island View Road 12/12/2014 $1 0.1 0.16 0 0-0
- 8 Roosevelt Avenue 12/8/2021 $1 0.1 Col/Old Styl 854 0.09 1 1-0
- 2 Sagamore Terrace 8/28/2008 $410,000 0.1 Col/Old Styl 1,732 0.06 4 1-1
- 13 Marginal Road 9/1/1960 $0 0.1 Pmp/Vlv Hs 225 0.13 0 0-0
- 14 Fairmount Way 1/24/2025 $740,000 0.1 Col/Old Styl 1,545 0.06 3 1-0
- 10 Roosevelt Avenue 1/1/1980 $0 0.1 Colonial 1,260 0.1 3 1-1
- 20 Merrill Road 6/19/2013 $1 0.1 Colonial 1,758 0.2 3 1-1
- 113 Bay Street 8/31/2012 $210,000 0.1 Bungalow 946 0.05 1 1-0
- 12 Roosevelt Avenue 8/24/2021 $100 0.1 Gambrel 1,240 0.06 3 1-1
- 4 Island View Road 8/31/2022 $610,000 0.1 Col/Old Styl 1,293 0.11 4 1-0
- 66 Bay Street 7/6/2023 $500,000 0.1 Col/Old Styl 1,503 0.1 3 2-0
- 12 Marginal Road 7/31/1997 $141,600 0.1 Col/Old Styl 1,176 0.11 3 2-0
- 2 Island View Road 9/12/2014 $200,222 0.1 Bungalow 804 0.1 2 1-0
- 6 Sagamore Terrace 12/31/2024 $480,000 0.1 Col/Old Styl 1,358 0.14 3 1-1
- 14 Roosevelt Avenue 9/9/2022 $430,000 0.1 Bungalow 624 0.06 2 1-0
- 12 Fairmount Way 4/30/2025 $480,000 0.1 Bungalow 741 0.05 2 1-0
- 71 Bay Street 11/1/2022 $1 0.1 Multi-Conv 1,567 0.16 6 2-1
- 118 Bay Street 12/12/2014 $1 0.1 Col/Old Styl 1,519 0.19 4 1-1
- 12-A Roosevelt Avenue 2/21/2007 $220,000 0.1 Bungalow 1,383 0.06 4 1-0
- 115 Bay Street 5/28/2021 $485,000 0.1 Bungalow 1,100 0.05 2 1-0
- 21 Roosevelt Avenue 2/28/2022 $730,000 0.1 Col/Old Styl 1,337 0.11 3 2-0
- 64 Bay Street 11/16/2023 $534,900 0.1 Col/Old Styl 1,050 0.1 3 1-1
- 18 Roosevelt Avenue 6/25/2019 $1 0.1 Bungalow 748 0.05 2 0-0
- 0 Marginal Road $0 0.1 0.11 0 0-0
- 69 Bay Street 2/29/2008 $195,000 0.1 Bungalow 1,108 0.15 2 1-1
- 0 Sagamore Terrace-Lot 135 9/4/2007 $1 0.1 0.09 0 0-0
- 23 Roosevelt Avenue 11/2/2007 $203,000 0.1 Bungalow 758 0.1 1 1-0
- 117 Bay Street 1/1/1900 $0 0.1 Col/Old Styl 1,666 0.08 3 3-0
- 15 Marginal Road 7/8/2008 $1 0.1 Ranch 800 0.11 3 0-0
- 5 Fairmount Way 7/13/2022 $680,000 0.1 Col/Old Styl 1,603 0.1 3 1-1
- 62 Bay Street 7/26/2016 $1 0.1 Multi-Conv 2,680 0.21 4 2-1
- 24 Merrill Road 9/14/1988 $0 0.1 0.23 0 0-0
- 24 Merrill Road Unit 24 8/23/2021 $550,000 0.1 Condo-Tnhs 1,446 0 2 1-1
- 26 Merrill Road Unit 260 10/1/2013 $252,000 0.1 Condo-Tnhs 1,443 0 2 1-1
- 0 Bay Street-Lot 101 1/1/1900 $0 0.1 0.07 0 0-0
- 20 Roosevelt Avenue 8/19/2021 $382,000 0.1 Colonial 1,152 0.08 3 1-0
- 14 Marginal Road 4/11/1986 $0 0.1 Bungalow 984 0.09 2 0-0
- 67 Bay Street 7/7/2021 $500,000 0.1 Col/Old Styl 1,138 0.16 2 1-0
- 9 Sagamore Terrace 1/1/1900 $0 0.1 Bungalow 1,558 0.18 1 1-0
- 27 Merrill Road 1/1/1980 $0 0.1 Split Ent 1,997 0.18 3 2-0
- 25 Roosevelt Avenue 12/17/2009 $250,000 0.1 Colonial 2,481 0.1 4 1-0
- 120 Bay Street 5/23/2016 $542,000 0.1 Col/Old Styl 2,156 0.19 3 2-0
- 17 Marginal Road 5/31/2019 $100 0.1 Colonial 1,324 0.14 1 0-0
- 10 Sagamore Terrace 6/28/2021 $100 0.1 Col/Old Styl 1,170 0.09 3 1-0
- 119 Bay Street 2/13/2008 $1 0.1 Multi-Grdn 2,749 0.08 5 3-1
Averages 6921 days $217,833 0.08 --- 1,301 0.1 --- ---  
DISCLAIMER: The information in this report was collected from the concerned Assessors Office and Registry of Deeds.  Compu-Links disclaims any and all representations or warranties as to the accuracy of this information
35-024 93 Bay Street